KYEnroll.ky.gov – Kynect Kentucky’s Healthcare Connection
If you are looking for affordable health care insurance in Kentucky, then you can go to the Kynect website at kyenroll.ky.gov. These plans will be under the Obamacare plans. When you get to this site, you do not have to go anywhere else to compare different plans and to get the right plan for you. This is because Kynect has all the plans you need. When you have found the right plan, you can then apply for that plan. You can do this online which will be easier for you. However if you prefer to do this on paper, you can also do so.
Open enrollment started on October 1, 2013. It will end on March 31, 2014. So this means that you have from now until March to find a plan that suits your needs. Starting 2014, all Americans will have to have health insurance. If you do not have one, you may be fined. So you need to get one even though you may not be able to afford one. If you fall into this category, you may apply for assistance to help you with your insurance costs. You may even be able to get Medicaid or even the Kentucky Children’s Health Insurance Program.
When you are ready to browse for plans, you will have to do a quick pre-screening at the kyenroll.ky.gov site. You will first of all find out if you can get help to pay the insurance premiums. You will have to provide some information such as gender, age, if you are pregnant or have a disability. You will also be asked about any additional income that you may have. If you do not wish to do this, you can skip this step entirely. You can just start applying online.
When you click on the Apply Now link, you will have to login with your Kentucky Online Gateway account. You can do this by entering your email address and your password. If you do not have an account yet, you can create an account. If you never received the account verification email, you can also have that resent to you from this site. If you are not sure about anything or if you have questions, you can check the Frequently Asked Questions on the site.
If you are applying using the paper version, then you are just applying to check for eligibility. You will get a letter after your application has been reviewed. You will be informed if you are eligible for assistance programs. These programs include Medicaid or Payment Assistance. You will then contact a Customer service agent to select a plan. You can do this using a computer or you can even call. Now if you are applying by mail, you will have to choose the appropriate application. There are five to choose from. The choices include for individuals, more than one person and you do wish to get financial assistance, more than one person but you need financial assistance, small business owner who want coverage for employees and person who works in a small business applying for yourself. There are also a couple of appendices that you may need to fill out depending on the application that you have chosen.
I know this all sounds complicated and overwhelming. If at any point you feel confused or overwhelmed, you can always talk to an agent who will be able to guide you through the process. The assistance that you will receive from the agent is free. So the health plan you choose under the Kentucky Health Exchange program will cover your basic health benefits. This of course covers your visits to the doctor. In addition, it will cover any hospital or emergency room visits. It will also cover the cost of the medicine. You will also get care if you are pregnant. Children are also covered. If your income level is above the requirement for assistance but you are still not able to afford any type of health insurance, you may be eligible to get assistance. Previously health insurance companies could reject your application if you have health problems when you apply. But with the Kentucky Health Care Connection, you do not have to worry about that. You will be bale to get health coverage even if you have medical problems.
The best of the web is brought to you by Hubsly.com.