Medifast Deceptive Ads $3.7 Million FTC Settlement

Filed under Legal by on 2012/11/22 at 11:01 pm {no comments}

Medifast Deceptive Ads $3.7 Million FTC Settlement

The Medifast Deceptive Ads FTC Settlement is about Jason Pharmaceuticals providing ads that are true for the Medifast weight loss program. This is a violation of a previous order. Medifast is a meal replacement product in order to lose weight. If you go to the Medifast website you will find a lot of information on this product. Basically there are different weight loss plan. The basic plan is Medifast 5 and 1 plan. These meals are supposed to be low fat and they are supposed to consist of 800 – 1000 calories per day. . They are also supposed to have a low glycemic index. The site also claims that the products are safe for those who have type 2 diabetes.

The reason for the Medifast Deceptive Ads $3.7 Million FTC Settlement is because the company violated a 1992 ban. This ban was for the claims about the success that the customer had in losing weight or controlling their weight. With this settlement, the company cannot make claims that losing weight is typical if the customers use Medifast meal supplements as there is no reliable scientific evidence. The customers were also told that they would lose 30 pounds. There is no scientific evidence for this either. Also the company cannot make any claims on the health benefits or the safety of low calorie meal replace programs. This can only be done is there is scientific evidence. In addition, the company also cannot make claims that the meal replacement plan has endorsements by doctors or health professionals.

The actual Medifast website also claims that these meals are gluten free. It touts that this has been certified by the Gluten-Free Certification Organization. I guess this is okay. The site also states that there has been research and testing on the meal plans for weight lose and to maintain a healthy lifestyle. There are also plans for vegetarians. In addition, they say that they also have plans for teens and seniors. There are also plans for nursing mothers and also people who have out and are going through bariatric surgery. In addition there are plans for those who take anticoagulants.

There is also supposedly a support system to help you achieve your weight loss goals. There are four ways to get support. You can get support and encouragement online if you bought your meal plans online. There is an online support community. You can also get a health coach who will help you through the program. You do not have to pay the health coach. You get the services for free.  The third way to get support is to go to a Medifast Weight Control Center. When you do this you will get a comprehensive program. You will also get personalized counseling. In addition you can work with your physician to help you lose the weight that you need to lose. Medifast will help you wherever you are in your journey to lose the weight.

You are able to order the meal replacement products online at their official website. You can also call a toll free number in order to order the program. These meals will then be shipped to your door. There are more than 70 different foods and flavors. So this means that you will definitely find something that you will like. You can either choose packages or you can pick favorites. So this means that you are not stuck with foods that you do not like to eat. If you choose the popular 5 and 1 plan, your meals come to about $11 a day. This meal replacement program was developed by a physician.

Dieting and losing weight is difficult for many people. Many try to find easy solutions and if there is something that they have not tried, many people are willing to give it a shot if they think there is even a remote chance of success. I have fallen into the trap many times because I just want to lose weight and other methods have not worked. So to provide false advertising to get people to buy your product is terrible indeed. However providing support is a great idea because people want to talk to other people about what they are going through. The support system is what will keep someone going.

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Www.CitizensOverdraftSettlement.com – Citizens Bank Overdraft Fee Class Action Lawsuit Settlement

Filed under Legal by on 2012/11/21 at 10:28 pm {no comments}

Www.CitizensOverdraftSettlement.com – Citizens Bank Overdraft Fee Class Action Lawsuit Settlement

You should be able to take part in Citizens Bank Overdraft Fee Class Action Lawsuit Settlement and get compensation if you had a debit card account at Citizens Bank and paid overdraft fees between January 1, 2002 to August 13, 2010. You can also take part if you had a Charter One debit card account from July 25, 2005 to August 13, 2010 and you paid overdraft fees. In addition, if you had a debit card account with Acquired Bank from January 1, 2002 to August 27, 2007, you are also eligible to take part if you were charged the fee. To get the compensation however, you must have had two or more fees that were charged to you on the same day. The only way that you can get compensation is if you submit a claim form which can download at the www.CitizensOverdraftSettlement.com site. The amount of the settlement is $137.5 million.

In order to file a claim form, you have to do a number of things. This includes reviewing your bank statements. The reason fo rthis is that you need to make sure that you were charged the overdraft fees. If you do not have this, then you will not be able to get the claims. The next step is for you to download and print out the claim form. Then you will need to complete Part A. This is if you were charged overdraft fees for 1, 2 or 3 days. You will complete Part B if you were charged the fees for 4 days or more than 4 days. You will have to submit this with your Claim Identification Form. When you list each fee, you must provide a bank statement that shows the transaction. You will also have to include the bank statement after the on which the fee showed up. You will then mail all your documents. If you are submitting online, you will then have to scan all your documents and upload it at the www.CitizensOverdraftSettlement.com site. The deadline to submit your claim form is May 6, 2013. No matter how many overdraft fees you may have had, you can only submit one claim form for each account that you have.

The original lawsuit that lead to this is called the In re: Checking Account Overdraft Litigation. The case number is 1:09-md-02036-JLK. The reason for the lawsuit is that the bak rearranged the transactions so that they appeared from the highest to the lowest dollar amount. The reason that the bank did this was to maximize the number of overdraft fees which were charged to the customers. In addition, instead of declining transaction if there was not enough money to cover the transaction, the bank allowed the transaction to go through. These transactions were processed in highest to lowest dollar amounts. This had the effect of increasing the fees that were charged to the customers.

Most bank charge fees if you overdraw your account. This means that you basically did not have enough money in your account to cover your transaction. Most of the time when you are charged this additional fee you are not aware of it. This is because even though you may have opted for an alert or notification when this happens, you are not checking your email or your messages. Also when the alert is sent out, it is already too late and you have already been assessed the fee. In addition, if you are not aware that you have overdrawn your account, you will continue to make the transactions if the bank lets the transactions go through. So your fees start adding up without you even being aware of what is going on.

If you are considered a class member, you should have received a notice in the mail. If you did not get the notice but believe that you are eligible, then you should fill out the claim form and submit it. However if you are still not sure, the best thing to do here is to contact the settlement administrator. The contact information can be found on the settlement website. It cannot be determined at this point exactly how much you will receive in compensation. It depends on the number of accounts that you had and the number of overdraft fees that you were charged in one day and the number of people who actually submit the claim forms.

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Www.ZoloftLawsuitSettlements.com – Zoloft Lawsuit Settlements

Filed under Legal by on 2012/11/20 at 11:09 pm {no comments}

Www.ZoloftLawsuitSettlements.com – Zoloft Lawsuit Settlements

You can get free consultations if you want to file the Zoloft Lawsuit Settlements  at www.zoloftlawsuitsettlements.com site. You will be able to get the compensation that you want. Zoloft has been in the news for a long time. This is a drug that is used to help treat depression. When the drug is used during pregnancy can lead to birth defects. In fact this drug can cause premature births. Also the infant can have breathing problems. Other side effects also include gastrointestinal and motor problems. The generic name of the drug is Sertraline. This is a selective serotonin reuptake inhibitor. Sertraline is a very popular drug that millions of people are prescribe. In 2007 there were nearly 30 million prescriptions.

Some other side effects of using the drug during pregnancy is cranial birth defects and heart birth defects. There can also be persistent pulmonary hypertension. In fact if you look back over the years, you will discover that in 2004 FDA actually issued an alert for pregnant women not to take antidepressant drugs during the third trimester of their pregnancy. In 2006 FDA issued another warning about the dangers of antidepressant drugs for pregnant women. The warning was that there could be a risk of persistent pulmonary hypertension or PPHN. This condition actually occurs after the birth of the baby. Babies who have been affected have a lot of health issue later in life.  So if you took Zoloft while you were pregnant and your baby suffered some serious side effects, you should get the free consultation as there may be a chance that you can get some compensation.

Right now individual cases are being filed. This does not mean that there may not be class action lawsuits. There are not any national Zoloft Class Action Lawsuits at this time so if you file individually, these cases are settled individually. There is a toll free number that you can call 24/7 for the free consultation. There is also a form that you can fill out online.

Most of the side effects are related to the respiratory function of the child. How a baby breathes when it is in the womb is different than how the baby breathes when it is born. When the baby is in the womb, the baby breathes through the placenta.Or I should say how oxygen circulates in the baby is different when it is in the womb and when it is born. In the womb, the placenta provides the oxygen for the baby. The blood is pumped into the pulmonary trunk from the right ventricle. However when the baby is in the womb, the blood then flows through a fetal shunt instead of the lungs.

When the baby is born and breathes in air for the first time, oxygen flows into the lungs. This creates a pulmonary pressure which expands the lungs. The lungs also produces a peptide that closes the fetal shunt. However if the baby has persistent pulmonary hypertension, then the fetal shunt does not close. Because of this, the lungs may fill with oxygen, but blood does not reach the lungs as the blood is still traveling through the fetal shunt.

How severe the problem is depends on the size of the fetal shunt. So if your baby is suffering from this or any other side effect that is directly caused by your taking the antidepressant Zoloft, then you should file a claim.  You can do this at the www.zoloftlawsuitsettlements.com site. You can also get other information here. For example you can find out about the other lawsuits. Pfizer is the manufacturer of Zoloft. Some of the lawsuits that have been filed accuse the manufacturer of not testing the drug. They also accuse the manufacturer of not warning the users of the risks.

At the site you will get detailed information on the side effects. You will also get detailed information on the birth defects. You can also get information on the studies on the effect of SSRIs on infants. You will also discover how the side effects present during pregnancy. There is also information on how to minimize spinal damage of the baby. In some cases, a surgeon can repair the damage to the baby while the baby is still in the mother’s womb.

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Www.InReHELOCSettlement.com – Citibank HELOC Class Action Lawsuit Settlement

Filed under Legal by on 2012/11/19 at 11:11 pm {no comments}

Www.InReHELOCSettlement.com – Citibank HELOC Class Action Lawsuit Settlement

You can take part in the Citibank HELOC Class Action Lawsuit Settlement if you had a Home Equity Line or Credit or HELOC that was suspended or reduced by Citibank between January 1, 2008 to January 31, 2012. In order to get the compensation, you will need to submit a claim form by January 31, 2013. You will be able to get the claim form online at www.InReHELOCSettlement.com site. However you will not be able to get it now. You will only be able to get it starting December 13, 2012. So you will have to check back at the website.

Preliminary approval for the Citibank HELOC Class Action Lawsuit Settlement was given on November 6, 2012. At the hearing the Final Fairness Hearing date was settled on. The Final Fairness Hearing will be on March 15, 2013. This will take place at 9 a.m. in San Francisco, California. If you live in San Francisco and want to attend, you definitely may do so. If you live elsewhere in the United States and would like to attend, you also may do so. However your travel costs will not be covered by the court or the settlement.

The plaintiffs who filed the original lawsuit are David Levin, Loren S. Siegel and Gary Cohen and Marie Cohen. Other original plaintiffs include Mark Winkler and Jennie Lapointe. Citibank said that home values declined during the period of January 1, 2008 to January 31, 2012. Because of this decline in value of the home, Citibank reduced the HELOCs.  However, according to the plaintiffs, this was incorrect as their home values had not declined.

In order to take part in the Citibank HELOC Class Action Lawsuit Settlement which can be located at www.InReHELOCSettlement.com site, you do not have to live in the state of California. You can be anywhere in the United States to be eligible. What the defendant has done is violate the Truth-in-Lending Act or TILA. It is also a breach of contract. There are also other California laws that it violates. So what will you get if you decide to be included as a Class member and submit a valid claim form? You will basically get a notice of right to request reinstatement. This is basically a reinstatement of the suspended or terminated HELOC. In addition, the defendants will also not suspend or reduce the HELOCs for 18 months after the effective date. In addition the defendant will also provide the present value of the property and the appraised value of the property for a period of 18 months. The time starts 30 days after the effective date.

Also the defendants will work with the property appraisal vendors to ensure that the appropriate fees are charged and that the fees are reasonable. Those who stay in the settlement and do not opt out will also get $120. All those who filed valid claim forms will get a check in the mail. Once you receive the check, you must cash the check within 120 days. You will have to make sure that you sign your claim form. If you do not sign it, it will not be considered valid. Once you have signed it, you will have to mail it in and it must be postmarked by the due date. If it is late, your claim will not be considered and you will not get the $120.

After you have filed your claim, it will be reviewed. If your claim is approved and the Court gives final approval, you will get your check in the mail. However what happens at the Final Fairness Hearing will decide when you get the check. If there are appeals, the check will be delayed. This is because all appeals have to be settled to the satisfaction of all the parties involved in the process. It can be a long process and can take years. So you may not see your check soon.

If you feel that you do not want the $120 and would rather sue Citibank yourself, then you can definitely do that. However in order for you to do this, you must opt out. You must also sign your request in order for it to be valid. It must be submitted by the January 31, 2013 deadline. If this is late, then you will have to remain in the class and you will lose your legal rights. So if this is what you want to do, make sure that you do not miss the deadline.

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