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Www.SunscreenSettlement.com – Coppertone Sunscreen UVA & UVB Ray Protection Class Action Settlement

Filed under Legal, Uncategorized by on 2012/10/17 at 10:21 pm {no comments}

Www.SunscreenSettlement.com – Coppertone Sunscreen UVA & UVB Ray Protection Class Action Settlement

If you bought Coppertone Sunscreen product that had UVA & UVB ray protection up to October 5, 2012, you may be able to take part i nthe Coppertone Sunscreen UVA & UVB Ray Protection Class Action Settlement which can be found at www.sunscreensettlement.com. Merck, the Defendant, for violated certain state laws. The defendant also violated consumer protection statutes. The consumers bought the products at a high price because of the benefits that it is supposed to provide.

The products included in the Coppertone Sunscreen UVA & UVB Ray Protection Class Action Settlement are any and all of the sunscreen products in the United States with the Coppertone brand. Merck will provide a settlement fund of $3 million up to $10 million. This amount will go towards the payment of the valid claims. It will also pay for administration costs and awards to named plaintiffs. In addition $1 million will be provided to 3 legal service organizations. These organizations are Legal Aid Foundation of LA, Legal Services of New York City and also Legal Services of New Jersey. Any funds that remain from people not claiming them will also go to these three companies. In addition to the money set aside for all these things, Merck will also pay a separate amount to the Class Counsel. This amount will be for attorneys fees and expenses. So you can rest assured that if you file a claim at the Coppertone Sunscreen UVA & UVB Ray Protection Class Action Settlement website at www.sunscreensettlement.com, the attorneys fees and expenses will not come out of what is owed you.

So if you bought any of the products, you will have to fill out the form by March 4, 2013 in order to get any kind of payment. You can file your claim electronically at the site if you wish. If you would rather not do this, you can of course download the claim form and mail it so that it reaches the destination on time. It must be postmarked by that date. If you feel that you do not wish to be included and do not want any kind of payment, you can exclude yourself by January 31, 2013. This means that if you do this properly, then you keep all your legal rights even though you get nothing from this settlement. So if that is what you want so that you can sue the company on your own you will have to do this quickly. Make sure that you read the information on how you can do this.

You can also go to a hearing and find out about any or all objections that may be voiced here. The hearing is on February 20, 2013. If you wish to speak at the hearing, you can do so. However, you must request to speak in writing. You can do this after you have filed your objection. Your objection must be filed by January 31, 2013. What you will be filing is called the Notice of Intention to Appear. So please do this properly.

If you have any questions, there are three things that you can do. I would suggest that you first of all check out the FAQ section on the website. This is a good place to start because all the regular questions that many people have are answered here. You will get more detailed information that you will be able to understand here than in the notice. The notice is filled with legal language. The FAQ is in ordinary language that anyone can understand. If you find that your question is not answered here, there is a toll free number that you can call. You can talk to the Claims Administrator about any questions that you may have. Your third choice is to call your Class Counsel. The court appoints counsel to help you. Since this is free advice that you will be receiving, why not? You will be talking to lawyers who have knowledge about the case and can guide you in the best decision that you should make.

I personally do not like reading the class action lawsuit settlement notice as it has too much legal jargon. I get lost after a while and have to read the same paragraph a number of times before I truly understand what is going on. So if I were you, I would try the three options I mentioned above.

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Www.SmithSettlement.com – Bad Check Restitution Program Class Action Lawsuit Settlement

Filed under Legal by on 2012/10/16 at 11:28 pm {no comments}

Www.SmithSettlement.com – Bad Check Restitution Program Class Action Lawsuit Settlement

You may be entitled to a sum of $75 if you decide to participate in the Bad Check Restitution Program Class Action Lawsuit Settlement which can be found at www.SmithSettlement.com. If you are entitled to make a claim, you may have gotten a notice in your mail or you may even have received an email. This actually involves two debt collection companies. The companies are National Corrective Group or NCG and American Corrective Counseling Services or ACCS. So basically about 800,000 residents of California and Pennsylvania are affected by this.  The programs involve the DAs of two states namely the states of California and the state of Pennsylvania.  They forced the customers to pay for Financial Accountability classes. This was in conjunction with the Bad Check Restitution Program. They violated a number of laws including collecting unauthorized fees by providing these programs in the names of district attorneys.

The amount of the Bad Check Restitution Program Class Action Lawsuit Settlement is $3 million. You will be able to access the claim form at the www.SmithSettlement.com site.  You will have to fill it out and submit it by February 14, 2013. You should not wait to mail it in because if you miss the deadline, your claim will not be considered valid and you will not get any compensation. If after you have filed your claim, you move and get a new address, then you must tell the settlement administrator. If you do not do this, your check will be mailed to your previous address. As it may take a while before the check is sent out any email forwarding that you had would long be over. So make sure that you do this. You can also let the Class Counsel know about your new address.

The Class Counsel are the attorneys that the Court appoints to help you out. You can take advantage of this and use their services for free. This is the only chance that you will get to get free legal advice. So if you are not sure about anything, do contact them.  In addition to filing a claim form, you also have other legal actions that you can take. One of the thing that you can do is object if you wish however the deadline to do this is over. You can no longer do this. You can also no longer get excluded. This means that you cannot sue the defendants if you wanted to do this. You also cannot take part in other lawsuits against the defendants. So if you did not do this, the only choice that you have now if to fill out the claim form. It is better to get something than nothing at all and losing all your legal rights. Of course if you do nothing, you will get nothing.

The Final Approval and Fairness Hearing will be on November 16, 2012. So if you would like to attend this, you can. However you do not have to in order to get your compensation. You can still get your money and what you are owed.  The amount that you get may be higher or lower depending on the number of people who actually submit claims. The more people who submit this, the less you will get. So it is better for you if less people fill out the claim forms. You will receive your checks via mail. The time period that is covered by the settlement is different for the two states. If you are in California, you should have gotten a Bad Check Diversion Program notice from the two companies from the period of January 4, 2005 and August 31, 2011. If you are in Pennsylvania, then you should have gotten a Bad Check Diversion program notice from the two companies from the period of January 25, 2004 to August 31, 2011.

The plaintiffs in this case will get an award of $1000. This is for their efforts in filing the original lawsuits that lead to the settlement. So if you are just a class member and you file a claim form in order to get compensation, you will not get $1000. You will only get around $75. The original lawsuit is Smith v. National Corrective Group, Inc. The case number is 3:10-CV-0010 JSW.

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Www.PittmanSettlement.com – Allstate Homeowners Insurance Class Action Lawsuit Settlement

Filed under Legal by on 2012/10/15 at 9:03 pm {no comments}

Www.PittmanSettlement.com – Allstate Homeowners Insurance Class Action Lawsuit Settlement Check

You are included in the Allstate Homeowners Insurance Class Action Lawsuit Settlement if you had the Allstate Homeowner’s Insurance policy and paid on the policy from January 1, 1995 to June 30, 2003.  The settlement which can be found at www.pittmansettlement.com  was the result of a lawsuit agains the company stating that it breached the insurance contracts. This was done by not properly adjusting for claims for Structural Losses. A full allowance for contractor overhead and profit is also included here.

So what does Structural Loss mean? Basically for this case, that means the cost for you to repair or replace any physical damage to a house. The house also include a mobile house or a manufactured one. Rental homes are also included if you own in. If you have been included in the Allstate Homeowners Insurance Class Action Lawsuit Settlement, you would have received a notice in the mail or in your email. If you did not get anything, this does not mean that you are not included. You can get more information at the www.pittmansettlement.com site about how you can call the Settlement Administrator for find out. There is a toll free number. If your policy number can be matched, you are included. You can also provide your name and your address.

However, if you filed your own lawsuit on an Allstate claim, and were compensated then you cannot take part. Also if wanted to take part you would have had to file a claim form. That claim form should have been submitted by August 10, 2012. So if you did not submit it by then, you can no longer do so. You also can no longer exclude yourself or even object to the settlement.  However, if you wish to get more information, you can contact the legal counsel appointed by the Court to help the class members or representatives. The attorneys fees asked for are $11,500,000. The Fairness Hearing was on July 11, 2012.

If you have filed a claim form and submitted it by the due date, you should now wait for the check that is owed you. If there were any objections or appeals during the Final Fairness Hearing, then it will take some time before you get anything. This is because the objections or appeals have to be settled satisfactorily.  There are some important documents that you can access online at the website. This includes the Settlement Agreement, Class Notice, Order of Preliminary Approval and the Claim Form of course.

The original lawsuit is Pittman v. Allstate Insurance Company Settlement. The case number is CV-04-523838. The companies included are the Allstate Insurance company, Allstate Property and Casualty Insurance. Also included is the Allstate Indemnity Company.  The plaintiff is Javon Pittman. In this case they are known as Class Representatives. Since they are the ones who have sued the company first, they will get more money than just a regular class member. Regular class members are those who are eligible to take part and who file valid claim forms that are submitted on time.

If you submitted your claim form and did not hear back from the Settlement Administrator, then that probably means that your claim form was okay and was accepted. If you got communication saying that you have to submit any further documentation or anything further, than you would have had to submit whatever was requested. If you did not do so, then your claim form will be considered invalid and hence void.  There are also a series of questions on the website to figure out if you are included in the settlement. If you answered yes to the questions, then you are a class member. If you answered no then you are not a class member.

If you did nothing at all or you missed all the deadlines, then you have lost all your legal rights. This means that you will not get any compensation if you are a class member. You also will be able to sue the company on your own because you are a part of this lawsuit and you just did not take any action to get compensation or to exclude yourself or even to object. So basically you cannot do anything.

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Credit Card Fee Class Action Lawsuit Settlement

Filed under Legal by on 2012/10/14 at 8:10 pm {no comments}

Credit Card Fee Class Action Lawsuit Settlement

The Credit Card Fee Class Action Lawsuit Settlement is a $7.2 billion one that will actually end a seven year antitrust litigation. This litigation is between the merchants and the credit card companies. The reason for this is because of the swipe fees that retailers have to pay in order to process any transactions made with the credit cards. The merchants and retailers says that the banks work with the credit card companies to increase the rates of these fees. The fees cost billions of dollars a year.

The Credit Card Fee Class Action Lawsuit Settlement has yet to be approved. Once it is approved, it will affect 8 million merchants who accept payments via the use of Visa or MasterCard. However a number of retailers have expressed their dissatisfaction with the deal. In fact 10 of the retailers have opposed the deal. Many wish to ask U.S. District Judge John Gleeson to not approve the settlement. This will be the largest federal antitrust case if approved. However this seems to be a flawed deal as the makes the merchants give up their legal rights. This is because the deal will in essence free Visa And Mastercard from a variety of antitrust claims. This will also release Visa and MasterCard from new lawsuits over the same issues.

Those who are opposing this settlement have found their own lawyers to help them. They will not be using the court appointed lawyers. The retails who are opposed to this and are fighting the deal include Target, Starbucks, Lowe’s,  and many others. There are seems to be massive objections to this case that have not been seen before. However there are also supporters. Among them is Kroger. Many of these stores including Kroger have their own individual lawsuits. They have a separate settlement of $550 million.

Kroger believes that this settlement will let them talk to their customers about swipe fees. This will make them switch to using cash instead. Some believe that this will actually lower costs in the long run because it will generate competition. The settlement will be submitted on October 19 to the U.S. District Court in Brooklyn. So those who are opposing will have 30 days to submit their objections. What is going to happen if this is approved is that the stores will charge customers more for using their credit cards. The fees will also continue to go up and this will be bad both for the retailers and especially the customers. The fear is that this will lead to swipe fees not being monitored. This will lock this in and that is bad. The swipe fees that the retailers have to pay come up to about 2% of the price of the price. This is an average of course.

Among those filing objections also includee the National Retail Federation which has more than 9,000 retailers. It is amazing to me that when big companies and banks battle it out, somehow the consumer always get the worst of it. How is it fair that the swipe fees will be our burden to bear? How can that be fair. For me credit cards provide a convenience because I do not have to carry cash around with me. I always worry when I do that for fear of losing it. However, if the swipe fees become too much, then I will have no choice but to pay with cash.

Maybe this is not a bad thing. If we use credit cards less, then all of us will be able to live within our means. Many struggle daily with their credit card debts. So maybe this may just be a good thing. I would rather do that than have to pay extra when I use my credit card. Credit card fees are atrocious enough as it is. So what will this mean for you and for me? It just means that we have to wait and see right now as this settlement has not yet been approved. When that happens then we may seriously want to look at how we can avoid using the cards. However even if it is approved, there are so many objections, that it may take years and years before everything is settled.

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