– How To Buy Online & Get Free Pickup – How To Buy Online & Get Free Pickup

Did you know that you can buy online and get free pickup when it is ready in an hour at the Office Depot pickup location you selected as detailed on If you are like me, you love to shop online, especially at Office Depot.  That is where I like to head for all my office and back to school needs. However, when I learned about this option, I was overjoyed and had to tell all of you about it.  Sometimes you need things in the morning and you can’t wait for them to be delivered the next day or even later that afternoon.  However, it appears that I can order online and get it when it is ready in an hour at my nearby Office Depot location. To me, this is the type of customer service that I want and appreciate. Given the amount of supplies my family goes through, this will be an ideal way to meet their needs and, ideally, your family and office needs as well.

To get details on how this works, you should examine the page where the process is spelled out.  From my understanding of the Office Depot pick up process, you will first, it seems, need to specify instore pickup in your online cart. Then, it appears that the next step is to select the location you will be picking it up at. Personally, I would recommend that you examine this closely.  I usually have all my settings set to where I shop for many different stores.  However, my family gets on the computer and changes them on me.  As a result, one time I thought I was looking at inventory my local clothing store had.  I thought I found the perfect item and I got to that store and realized that my other half had changed the store location on me without even knowing and I was looking at inventory only available in Texas.  That is why I suggest you pay special attention to the store location section whether on their site or another one. The third step seems to be the completion of your order phase. Once you have completed the checkout phase, you are ready to go to the last one as I understand.

The last stage according to the pickup site is pick up your order.  I want to point out some important information regarding this step.  As I view it, you will need to bring some items with you to the selected location to pick up your merchandise.  For example, it seems you will need your confirmation, a government issued identification that is valid, and if you have purchased your items with a credit card, you also apparently need to bring that as well.  However, it is also wonderful to point out that they have a family and friends pick up option as well.  I can’t tell you how exciting this is for me.  Let’s face it, you have lots of things to do and not enough hours to do them.  Wouldn’t it be nice to order your things in the morning online and then have your teenage son or daughter go pick them up for you when they tell you they or bored or are asking you for allowance.

Furthermore, I just like the idea behind it.  Often times when I need to go to my local Office Depot to get things it seems I am always in a hurry or on my lunch break.  Thus, I feel, this would save me time.  I can’t tell you how great it would be to order my office supplies on line and be able to go pick them when they are waiting for me an hour later.  Also, I have some health issues that flair up from time to time and I would truly appreciate the extra steps I would save by not having to walk around the store grabbing all the items myself when I am in that condition.  Now, I would imagine that there limitations and terms and conditions that relate to this offer.  Thus, don’t just assume this applies to everything or is available at stores or all times of the day until you do your due diligence.  I personally am looking into all the detail and you can do so as well on the site if you would like to learn more about the specifics on this option. The frequently asked questions section on their page would be a great resource to learn more about this Office Depot pick up option. If you already know about this shopping convenience, help me spread the word by telling your friends. They may appreciate this service as much as I do.

The best of the web is brought to you by – Quaker Oats Labeling Class Action Lawsuit Settlement – Quaker Oats Labeling Class Action Lawsuit Settlement

This case is for all those who bought Quaker Oats product. The time period that you should have bought this is between February 3, 2006 to April 18, 2014. You must also have been in the United States when you bought the product. However, if you bought the products to sell it, then you are not included in this case. The products that are covered included the bars, the instant oatmeal and chewy bars. You can get the specifics for each at the site. The case is also known as the In Re Quaker Oats Labeling Litigation. The case number is 5:10-cd-00501 RS.

The reason for the lawsuit is that the company added some unhealthy ingredients to their products even though they have been labeled as being healthy. Some of the unhealthy ingredients include partially hydrogenated vegetable oil. This is also known as PHOs. The company has of course denied that it did anything wrong. Due to the settlement, the company has agreed that it will remove all the PHOs by December 31, 2015. There are some legal actions that you can take. You can find out what they are when you go to the site

One of the actions that you may want to take in this case is to get out of the case altogether. Now you may be wondering how this can help you. This can help you if you want to sue the company yourself. You may be able to get some compensation for your efforts. Of course that is not a guarantee. You may also have to pay the legal fees of the lawyer that you hire. So you may not come out making money but if that is a risk that you are willing to take, then you should go ahead and exclude yourself. You can go to the website to find out how to do this. You cannot call it in. It has to be done in writing with your signature on it.

One of the things that you will need to include is your full name. You will also have to provide your address at this tie. Then you must mention that you want to be excluded from this case. You must also give the case name. In addition to this, you will have to provide the case number. As I mentioned earlier, you must then sign this. However, the deadline to do this has now passed. You can still submit it but there is no guarantee that the settlement administrator will accept it.

If you did not exclude yourself by the due date, then you are stuck as a Quaker Oats Labeling Class Action Lawsuit Settlement class member. This means that you will not be able to take part in any other lawsuits that are suing the company for the same reason as this one. You can also ask the advice of the lawyer or lawyers who have been assigned to this case. They will be able to provide you with any legal help or legal advice. The two lawyers who have been assigned to the case are Ronald A. Marron and Gregory S. Weston. The first is from the law firm of Ronald A. Marron. The second is from The WEston Firm. Another lawyer from that same firm who will be able to assist you is Jack Fitzgerald. Both the law firms are based in San Diego, California. Their complete information is provided on the site. So you can either write to them, email them or even call them. The best way to contact them would be via phone of course. I always think that it is easier to explain your dilemma on the phone. However some of you may prefer to send an email. I know that some of my friends prefer to do that because they say that they can formulate their thoughts better if they write them out. So do whatever works for you.

The lawyers will be paid out of the settlement amount. They will not get more than $760,000. The plaintiffs will get not more than $750 each. The fairness hearing was held on June 26, 2014. Since this has passed, you can no longer attend of course. But if you wish to review any of the court documents, you can go to the settlement website.

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Am I Eligible For HARP – Can You Meet These Requirements?

Am I Eligible For HARP – Can You Meet These Requirements?

In order to qualify for the Home Affordable Refinance Program, you must meet specific eligibility requirements.  In fact, if you are wondering am I eligible for HARP refinance, you first need to ask yourself if your home is guaranteed or owned by Fannie Mae or Freddie Mac.  Also, you need to ascertain if that loan was sold on or before May 31, 2009, as that appears to be a prerequisite. Can you meet these requirements?  If so, you will need to continue down the checklist of eligibility requirements. For many people I have discussed this with, I have found that these initial HARP eligibility requirements prevented them from participating.  If you met the first two conditions, you will also need to ascertain your current loan to value ratio.  From my understanding of the program, your LTV must be greater than eighty percent.  There are other different eligibility factors that also appear in need of being met.  This next qualification for HARP eliminated a lot of my friends from HARP.  They would ask me how do I qualify for HARP and I would ask them if they would be current on their mortgage at their refinance time and if they had a good history of payment in the last twelve months.  Unfortunately, they would tell me that they were not current and there was no way they could get current.  Also, they would usually lament that they only payed half of the mortgage payments in the last year. I would tell them to talk to a professional, but from my understanding of the HARP rules, it appeared that they were unlikely to be eligible.

As you can imagine, they were disheartened. If your are in the same situation as my friends, I would still encourage you to read over the eligibility materials as articulated on the page to double check your eligibility.  Furthermore, I encourage you and others who have met the first few criteria to look at the remaining qualifications. Simply put, I have not listed all HARP eligibility requirements so far; there is more.  For example, there is also a specific eligibility requirement pertaining to a previous HARP refinance that you need to be aware of.   One thing I really liked about the making home affordable idea is that they give you a resource that you can potentially use to explore your potential eligibility by leaving their site.  I have not personally tried it because I know I am not eligible.  However, you might wish to explore this option further.

If you are confused by all this material and you are still wondering who is eligible for harp, you may want to contact your specific mortgage servicer to obtain their help in ascertaining – do I qualify for HARP? The good news is that I know people who have taken advantage of this program.  It has truly helped them.  In fact, one person told me that they now feel like they have their payments under control.  Thus, do your due diligence and check to see if you are eligible on your own even if you don’t think you qualify based on what I shared of my understanding of the program. They even have a phone number listed as a resource on their page that you might consider exploring.

If you do realize that you are eligible for HARP, you will probably want to examine the steps to HARP refinance as articulated on the site.  In addition to insights on one’s eligibility there, you may also spend some time viewing the videos that they have available.  If you are like me, you often find it easier to comprehend videos than it is to read through information and try to process it that way. If you qualify, you might want to head over to the getting started section.  There you can learn about such things as to what to expect and what you will need.  I will also encourage you to examine the tools section as beneficial materials may be found there to help you.  Finally, I’d like to conclude by encouraging you to explore their glossary section that can be found in their learning area.  In my opinion, the hardest part of doing anything new is not knowing the vernacular.  If you are contemplating a HARP refinance loan, the glossary of terms can potentially help you understand new terms you encounter and could potentially make the process a lot more understandable.  With just a few minutes spent reviewing the glossary, I now have a better understanding of terminology germane to mortgages and refinancing. I wish I would have had that knowledge before I purchased my first place.  If you are interested in the harp loan refinance program, make sure you meet all the eligibility requirements.  If unsure, seek professional assistance.

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What Should I Look For In A Guy – Read This Before You Date

What Should I Look For In A Guy – Read This Before You Date

If you are looking for true love and wondering what should I look for in a guy, here are some important insights you might want to consider before dating.  Let’s face it, many of us grew up dreaming of finding our prince charming and having the happily ever after.  However, we soon found that they call those fairy tales for a reason.  Finding mister right just doesn’t work the way we would like it to.  In fact, finding the right guy means knowing what to look for.  Let’s begin with the basics.  From my experiences, you have to have some physical attraction. This is what I refer to as chemistry.  You shouldn’t necessarily expect every guy to be a super model, but there should be something in his looks that makes you smile.  In the past, I have tried to date guys that have been compatible with me in so many ways, but there just wasn’t an attraction.  No matter how I tried, I just couldn’t change those feelings. Thus, I feel that is a starting point.  However, that is just the beginning.  To have a quality man and a quality relationship with that guy, you need much more.  The next thing you should look for in a guy is similar interests.  No, you shouldn’t have identical likes and tastes, but there should be some overlap in terms of shared enjoyment. For example, do you have things you both enjoy doing like going to a baseball game.  If you don’t possess common interests, it makes it harder to build a relationship and share those experiences in my opinion.

In addition to attraction and common interests, you still might be asking what things should I look for in a guy.  This next item on my list is extremely important and that is why I have encouraged you to read this before you date.  One of the most critical things to look for is shared values. While many people have had successful relationships with disparate values, I have found that difficult.  If one person wants to go to church and another doesn’t, that can be difficult.  Maybe that is not a deal breaker for you, but then you might find that you value spending time with family and he doesn’t.  Thus, another difference in values could create a rift in your relationship.  What makes dating and finding the right man difficult is that it is hard to ascertain these things in a quick meeting on your own.  That is why I really like the site.  To me, they appear to understand the importance of compatibility.  You might want to read their materials to learn more about their services and how they work.  I highly recommend them.

With all the above insights, you still might be pondering what characteristics should I look for in a guy.  This is something to take seriously and a simple way to address this, in my view point, is to make a list of things your man should do or be able to do.  For example, what characteristics do you require.  Do you want him to know literature so you can discuss books.  Do you want him to be mechanical so he can repair things around the house.  Do you want him to be outgoing because you have a lifestyle that requires lots of networking situations.  Do you require him to be the decision maker or the follower.  By generating your own list of expectations, you will help define what you feel is important and what to look for.  When I have done this, I have also ranked the characteristics my man should have in order of importance. 

When my friends have been searching for a soul mate, they have taken a what should I look for in a guy quiz.  When asked how that worked for them, I got mixed results.  Needless to say, I have never taken such a quiz myself.  However, I have been known to ask guys questions to see if they are right for me.  I wouldn’t suggest jumping right into them when you first meet, but I think it is important to introduce such questions over the course of a date.  Simply stated, I think ladies should have a list of questions that are deal makers and deal breakers.  Thus when you ask – what should I look for in a man, you should already know three things that you will not put up with.  For example, you may want to ask the guy if he would like to have kids one day.  If his answer is the opposite of yours, I feel you might be well served by moving on.  Over time, I feel one gets better at knowing what they want.  I have had to date a lot of different guys to determine what I want and don’t want.  I also feel that online resources can be helpful in this endeavor.  You might want to explore the page to see if they can help you in your endeavor to find the right guy.  I hope my insights help you answer the question what should I look for in a guy.  Be persistent and don’t give up.

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what should I look for in a guy

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